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SIMPLIFY YOUR BUSINESS CHECKING
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BizEssentials® Checking is a simple account with lots of special benefits that you’ll appreciate:
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We’ve raised the transaction limits for TBA members to 500 free transactions per month
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Easier to reach minimum balances reward you for your entire banking relationship
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You get purchasing convenience with a free Visa® Debit card
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Plus your access to Banking Online is free too
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BizEssentials® Checking offers you simplified cash management you can count on. Choose to connect your BizEssentials® Checking account to either a savings account or a line of credit. |
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— A BizEssentials® Savings account with a sweep feature that helps you earn money market rates on your idle BizEssentials® Checking funds.
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— An auto advance feature that allows your First Resource Line of Credit to provide coverage for checks written on your BizEssentials® Checking account.
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Take advantage of other business specials & discounts exclusively for members. To redeem BizEssentials® Cash Management special offer for $100 gift card, click here. See also BizEssentials® Line of Credit special offer for $100 gift card when you click here.
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First Tennessee is dedicated to meeting your unique home financing needs. We can help you decide which of our mortgage products best fits your needs, based on your financial status, your lifestyle and your plans for the future. With a wide variety of home loan products, we'll help you find the mortgage that's right for you—and deliver on the industry's strongest service guarantees.
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Purchase Loans – choose from fixed rate, adjustable rate and more |
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Refinance Loans – learn how easy it is to reduce your monthly payment or the term of your loan |
Want to learn more about a mortgage from First Tennessee? Contact a Mortgage Loan Consultant at 800-609-3094 or find a Relationship Manager.
Click here to view and print our special offer for association members.
 Member FDIC
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A BizEssentials® Line of Credit puts cash in your hands when you need it most for technology and equipment upgrades or other improvements you want to make to your practice. We also make it easy to keep payments low with flexible terms and no annual fee for the first year for qualified applicants.
Here's what you get with a BizEssentials® Line of Credit:
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Unsecured line of credit up to $100,000 – Helps you achieve business goals and maximize opportunities.
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Access by Visa® card or by check – Convenient, flexible, no long waiting period to get a draw on the line. 24/7 access and acceptance at 11 million locations worldwide and most internet sites.
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Quick application process – Easy to fill out – no financial statements required on requests of $50,000 or less. |
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Multiple card holders – Keep purchasing under control with pre-approved spending limits.
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Interest only payments – each month's minimum payment consists of interest only — giving you more leeway in tight months, or when there's a pressing need for funds elsewhere.
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Annual Summary Statement – A report that categorizes expenses for the previous year is mailed each January.
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Interest-only minimum payment applies as long as the BizEssentials® Line of Credit privileges are in effect.
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>> To receive a $100 Office Depot Gift Card and to begin using the benefits of a BizEssentials® Line of Credit, please print this coupon and visit any Financial Center near you.
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COMPLIMENTARY FINANCIAL PLANNING
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Financial Planning – Even experienced professionals need help organizing the essential elements of their financial lives and prioritizing their goals. First Tennessee's financial planning staff, including CERTIFIED FINANCIAL PLANNER (TM) professionals can help you develop a clear, manageable plan, so you are consistently working toward a comfortable financial future. Best of all, your plan is conducted at no cost to you and with no further commitment. Find out more about Financial Planning.
>> Planning Options At A Glance
Financial Planning provided by First Tennessee Bank National Association.
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PRIVATE WEALTH ADVISORY GROUP
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Private Wealth Advisory Group – With a complimentary financial plan in hand, you will be able to see how simple or complex your financial needs really are. Chances are, your financial situation is always changing and is comprised of countless details that require constant attention and action. Dealing with these details can be time-consuming and stressful. Neglecting the details can be costly. The Private Wealth Advisory Group can help you with complex financial decisions and day-to-day activities, providing a high level of personal attention and ensuring professional results you just may not be able to achieve on your own. Regardless of the level of support you choose, our team stands eager to serve and dedicated to your satisfaction.
Should you decide to continue with our Private Wealth program, as a TBA member you are entitled to a 5% discount on your first year’s fees.
>> Planning Options At A Glance
Financial Planning provided by First Tennessee Bank National Association.
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Trust Services – A trust is simply peace of mind that the assets you’ve worked hard to accumulate will be there for your children and beyond. First Tennessee is highly experienced in the administration of all types of trusts and can help you evaluate your situation thoroughly and make the choice that best suits your needs.
As a TBA member, you get 10% off your first year’s fees.
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BUSINESS EQUIPMENT LEASING
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Business Equipment Leasing – The equipment and technology your business needs can be quite costly. First Tennessee Leasing provides an affordable solution. You can acquire the equipment you need to grow your business; or upgrade and replace your equipment if need be. And, you can manage your cash flow in the process.
First Tennessee Leasing Specifications:
Equipment Costs – $5,000 to $1 million.
Equipment Types – Many types of office automation, diagnostic, manufacturing, production, and computer equipment.
Term Lengths – 24 to 60 months (Term may be limited by credit quality and equipment type.)
Lease Arrangements
• True Lease with Fair Market Value Purchase Option
• Fixed Price Purchase Option Lease
• $1 Purchase Option Lease
• Co-Terminus Addenda to end leases simultaneously for multi-component equipment
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SUPPORT THE TENNESSEE BAR FOUNDATION
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IOLTA – The Interest On Lawyers' Trust Account program is a great way to ensure that the overall quality of justice remains high. That’s why First Tennessee is proud to offer our legal clients a hard-working IOLTA. In fact, through this special offer, you can earn a very competitive 1.3% APR on an FDIC-insured IOLTA at First Tennessee. Proceeds will be forwarded to support the Tennessee Bar Foundation’s IOLTA program, which has granted more than $13 million for legal aid, scholarships, etc. Join us in continuing to help make this important program successful.
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GET THE MOST FROM YOUR PERSONAL BANKING RELATIONSHIP
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Premier Checking – With Premier Checking, we’ve simplified the entire idea of a checking relationship, with the kind of benefits you’d expect from an account named “Premier.” It offers a complete package of powerful features and extra benefits. From free Banking Online and fee checks, to interest paid on your checking balance and higher rates on your CDs—it all adds up to an account that charges less and does more. That’s the power of Premier Checking.
Getting this account with no monthly service charge is easy. All you need is a minimum of $5,000 in combined balances in all First Tennessee deposit accounts (checking, savings, CD). Otherwise, the fee is a very affordable $9/month with great features that are designed to help you get the maximum benefit.
Just for TBA members, your first year fees will be waived for the Financial Manager account*.
>> To open your account and start saving, please view our special offer, print out this coupon and bring it with you to any Financial Center.
*The minimum requirement for this account is $50,000 combined balances in deposit and loan accounts with First Tennessee. If the minimum requirement is not met there is an $18 service charge per month. |
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Certificates of Deposit
Add-On CD
Flexible CD savings account that lets you add money most anytime.
Rate ClimberSM CD
Interest rates going up? A Rate Climber CD lets you bump your rate once too!
Regular CD
Flexible and convenient terms to help you grow your money.
CD Rates & Fees
Compare the Rates & Fees that apply to each of our accounts and decide what's best for you.
Jumbo CD
An excellent choice for securing and growing larger sums of money.
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WATCH YOUR PERSONAL SAVINGS GROW
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Money Market Savings – With Money Market Savings, you earn more interest than a regular savings account, and you have convenient access to your savings. The more you save, the more you earn with this special account.
To open your account and start saving, please print out this coupon and bring it with you to any Financial Center.
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GET THE MONEY OUT OF YOUR HOUSE
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A Home Equity Line of Credit is a great way to take advantage of the equity in your house. And with a great rate as low as prime + 1% for the life of the line, there's no better time than now to get the money you need to make home improvements, pay for unexpected expenses, or even take trip you always wanted to go on. It's up to you!
To redeem this special offer, please print this coupon and visit any Financial Center. To apply stop by a financial center, call us toll-free at 800-609-3092, or visit www.firsttennessee.com/home-equity
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FIRST HORIZON MERCHANT SERVICES
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First Horizon Merchant Services, endorsed payment processor of the TBA, invites you to take advantage of the special discounted rates available to you as a member. Even if you are currently using another payment processor, call us for a free rate comparison. You have nothing to lose but higher fees!
Why First Horizon Merchant Service?
The exclusive provider of merchant services for First Tennessee Bank
Supported on the Nova Network, the #1 Rated Network for Speed and Availability
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Our proprietary, fully-redundant transaction processing network is rated by MasterCard® as the fastest and most reliable in the industry
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Innovative Products and Services
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Process all card types
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Wide range of terminals
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Online reporting
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Electronic Check Service - minimize risk, reduce costs and speed access to funds when you convert paper checks into electronic transactions
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Electronic Gift Cards - expand your market, increase revenue, and build customer loyalty – all with electronic efficiency
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End-to-end ownership
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FHMS is 100% responsible for front-end authorizations, back-end settlement, and all customer support functions. You have one source for all of your payment processing needs.
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Unparalleled Customer Service
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For additional rate, fee and cost information, please refer to the Depositor Agreement and Disclosure Statement.
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© Copyright 2008 Tennessee Bar Association |
